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船的贷款

到水上去吧


Make a splash and save with low-rate 船的贷款

Whether you’re heading out for a day on the lake, 和朋友一起钓鱼, or simply soaking up some sunshine, we make it easy for you with flexible options and low rates on new or used 船s. Purchase from a dealer or private party, or refinance and save. We offer financing for various models and types of 船s, 包括盐水, 渔船, 帆船, 游艇等.

低利率, simple terms and affordable payment options, you’ll be on your way and ready to set sail to the open sea in no time.

关键特性

有竞争力的价格

低,固定的付款

灵活的条款

最长180个月

没有预付款罚款

Pay off your loan early if you need to

购买或再融资选项

Buy from a licensed dealer, private party, or save on an existing loan

价格适宜的支付

Fast and easy payment methods, plus rewards for on-time payments2

保险及付款保障

Cover your 船 in the event of mechanical breakdowns, financial loss and more — 今天获得报价

新船 利率

税率自2024年1月1日起生效

术语最少4月范围1
17962最多60个月$5,0007.95% to 19.45%01/01/2024$5,000新船7.9519.457.9560个月:20美元.32 per month per $1000 borrowed at 7.4月95%; 72 months: $17.64 per month per $1000 borrowed at 8.10% 4月; 84 months: $15.69 per month per $1000 borrowed at 8.10% 4月; 120 months: $12.50 per month per $1000 borrowed at 8.年利率60%;180个月:10美元.15per month per 1000 borrowed at 8.4月95%
1821061至72个月$15,0008.10% to 19.10%08/12/2023$15,000新船8.1019.101807.15
1823073至84个月 $25,0008.10% to 19.10%08/12/2023$25,000新船8.1019.101807.15
1823985至120个月$25,0008.60% to 19.10%08/12/2023$25,000新船8.6019.101807.75
18267121至180个月$50,0008.95% to 18.95%08/12/2023$50,000新船8.9518.951808.25

二手船 利率

税率自2024年1月1日起生效

术语最少4月范围1
18189最多60个月$5,0008.45% to 19.45%8.4501/01/202419.45
1821961至72个月$15,0008.60% to 19.10%8.6007/12/202219.10
1823673至84个月 $25,0008.60% to 19.10%8.6014/03/202319.10
1824485至120个月$25,0009.10% to 19.10%8.6507/12/202218.65
18273121至180个月$50,0009.45% to 18.95%9.0004/08/202318.50

常见问题

  • 你可以选择 在线申请, or with a Patelco team member at a branch or online through our Patelco虚拟分公司. The application takes minutes to complete.
    申请后, a team member will review your application and reach out within 2 – 3 business days with an update.

    这个过程很简单:

    1. Submit an application online or with a team member
    2. 我们会审核你的申请
    3. Send any documents requested by your loan funder
    4. 一旦获得批准, you’ll receive a convenience check made payable to the seller of the 船 you want to purchase
    5. Provide the check to the seller and drive off as the proud new owner!

    Aside from any dealership promotions offered, you may be eligible for additional rate reductions after closing with LevelUp, 只是为了 按时付款 关于你的贷款. Speak to one of our team members to see what’s available.

    是的. We recommend getting pre-approved in advance, so once you find the type of 船 you want, it will be easy to purchase straight from the dealership.
    It’s good to have a price range in mind, along with your down payment amount so we can determine what you qualify for and how much you’ll need to borrow. 一旦获得批准, we will issue you a convenience check which you can use to purchase directly from a dealer.

按时付款获得奖励
If you don’t qualify for our best rates upfront, with LevelUp2 you can still save 关于你的贷款 over time. 连续12次, on-time monthly payments 关于你的贷款 and we’ll automatically reduce your rate, 到0.4月50% per year with a maximum of 1.4月50%.
向辽阔的大海问好

Set sail soon and take advantage of our low-rate financing options. It’s easy to get started and takes minutes to complete.

1 4月(年度百分比利率). 船贷低至7.95%年利率,2024年1月1日生效. Loan rates are subject to change without notice and subject to credit approval. Patelco offers a range of rates that depend on factors such as credit history, 贷款期限, 里程, Patelco账户和贷款余额. 额外的 .50% added to rate for 里程 over 100k (with a maximum 里程 at 125k). Maximum of 20 years combined based on vehicle model year + 贷款期限. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 19.4月45%. To learn more about rates, terms and available discounts, call 800.358.8228,请访问 docecombatom.com 或参观任何一家Patelco分公司. Loan payment example: 60个月:20美元.32 per month per $1000 borrowed at 7.4月95%; 72 months: $17.64 per month per $1000 borrowed at 8.10% 4月; 84 months: $15.69 per month per $1000 borrowed at 8.10% 4月; 120 months: $12.50 per month per $1000 borrowed at 8.年利率60%;180个月:10美元.15per month per 1000 borrowed at 8.4月95%

2 LevelUp is offered to members who are approved for the following loans at Patelco’s credit tier 2 or higher: auto, 摩托车, RV, 船, 个人贷款, 不包括所有信用额度. 总折扣高达1.4月50%(年度百分比利率) applied in 0.4月50% increments for every 12 consecutive on-time monthly payments. Maximum discount will never cause the final 4月 to be lower than the LevelUp floor rate for the specific loan and term at time of funding. Monthly payment amount remains constant, with additional money going toward principal, which shortens the term of the loan and the total amount paid over the life of the loan.

比较

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