Routing # 321076470

Debt Consolidation

Pay down high-interest loans and credit cards faster when you Switch to Save.

Making debt manageable

We get it. Sometimes debt can feel overwhelming. But taking control of debt and paying it down can improve your financial situation and boost your credit score for when you do need to borrow. Finding ways to lower your interest and combine debt into one manageable payment is a worthy goal. And we’re here to help.

Debt Consolidation Support

Switch to Save with a Patelco Personal Loan

Borrow up to $100,000 with flexible terms up to 7 years


Switch to Save with a Patelco Credit Card

With a lower credit card rate, you can save on interest and pay down balances faster with no transfer fee

Free Financial Counseling

Build a personalized financial plan with a Certified Financial Specialist

Free Financial Webinars

Get guidance on a variety of topics with our free webinars to help you live a better financial life

Virtual Financial Mentor

We’ve partnered with Banzai to provide additional support — their coaches can help you gain insight into your financial life and plan wisely

BALANCE delivers additional support

BALANCE provides you with access to financial education and resources, and they can also assist with no-cost financial counseling to help you manage spending and debt

Debt Consolidation Calculator

Should I consolidate my personal debt into a new loan?

Calculations provided are for demonstration purposes only and do not guarantee credit approval for the rate and terms displayed.

Frequently Asked Questions


Up Arrow